Apply for Disability Insurance

Increase Your Chance of Success When Applying for Social Security Disability Insurance


If you've ever tried to apply for Social Security disability insurance or know somebody that has, you already know how complicated the process is and how it can take years to finally get your case resolved. Even the easiest applications of cases involving obvious life-threatening injuries and illnesses will often be turned down when applying for the first time. Getting through this process can be a frustrating effort without the help of a qualified attorney that knows the ins and outs of the process.


When to Consider an Attorney

When it comes to disability insurance, the earlier you call a lawyer for help to better. A lawyer can be helpful even if you just at the stage where you're thinking about submitting an application. In general, your chances of approval go up when you use legal representation. As well, if you use a lawyer right at the beginning you may end up spending less money. You probably won't be owed a lot of back benefits once you receive your check so you won't have to pay your lawyer as much. This is definitely a win-win situation for both the client and the attorney. The lawyer receives work and the client pays less.

A lawyer should be consulted at any point in the process. If you've already submitted an application and have been waiting for an answer, you can also talk to an attorney. It's a better idea, however, to wait to see if you get a denial and then make the call because during the approval process the lawyer won't be able to do anything until you hear word back. If you receive a denial - call a lawyer at once. You don't want to get stuck on the endless loop of application denials that can occur when you're dealing with this type of lengthy and complex process.


Disability Lawyers

A disability lawyer knows how to present cases properly and can show how your condition qualifies as a listed impairment according to the blue book. This book lists the impairments that Social Security may approve for disability insurance. During the hearings and at the appeal levels your lawyer will work on your behalf to collect the medical evidence that's relevant for your case and then submit it. He'll also be able to prepare you for questions that you can expect at the hearing. As well, an attorney can put together legal documents that argue your case and show why Social Security wrongly denied your claim.

While you don't have to hire a lawyer for your disability hearing, it's always a good idea to do so. According to statistics, a person making a claim that is represented by counsel at a hearing will be twice as likely to get their application approved then someone that is not represented by a lawyer.